Congratulations! You’re ready to buy a home…

A woman that helps people with mortgage home purchase loans in Menlo Park, CA

Mortgage Home Purchase Loans without the Hassle!

Need financing options on a Bay Area home, or other real estate? Choosing a purchase loan product that matches your goals and making sure you get the best rate for your given scenario can feel like playing whack-a-mole.

We’re here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with a FREE pre-approval letter request.

We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you – whether you’re a first-time home buyer or a seasoned investor.

The Bay Area Home Purchase Loan Process

Here’s how our home purchase loan process works:

  • Complete our simple mortgage pre-approval letter request

  • Receive options based on your unique criteria and scenario

  • Compare mortgage interest rates and terms

  • Choose the offer that best fits your needs

Do I Qualify?

To qualify for a mortgage, lenders typically require that you have a debt-to-income ratio of “28/36.”  This means that no more than 28% of your total monthly income (from all sources, before taxes) can go toward housing, and no more than 36% of your monthly income can go toward your total monthly debt (including your mortgage payment).

Qualify Me Now!

  • Fixed Rates

  • Adjustable Rates (ARM)

  • Conforming Loans

  • Jumbo & Super Jumbo Loans

  • FHA, VA, & USDA Loans

  • Terms from 5 to 30 Years