We are passionate about creating a better loan process, serving happy clients, and building a foundation for financial success. This allows us to provide our clients with competitive rates, tailored financing solutions, and an efficient loan process focused on communication.

Apply now.jpg

Purchase loans take precedent at bayareamortgages.com. Our streamlined loan processing makes it easy for you. We have an unparalleled depth of experience in the Mortgage Lending industry for home buyers.

Purchase a home.jpg

bayareamortgages.com will make the Pre-Approval process easy. We will do whatever it takes to expedite the process and deliver your loan documents quickly and on time!


Refinance Loans without the Hassle. Do you need help lowering your interest rate, consolidating debt, or just need extra money? We can also analyze comparable sales and assess if you have adequate equity to eliminate mortgage insurance.

Dave email pic.jpg

Let me help you finance your dream home.

I help clients make effective financial decisions by showing them a new way of thinking about their mortgage – not just as a loan based on rates, ratios and guidelines, but as something with the potential to dramatically shift their financial situation now and into the future. During the mortgage process, I show clients new ways of looking at affordability.

I have worked in the lending industry for the last 20 years. I have been successful in Real Estate Finance because my clients receive a higher level of service than they are used to. I have gained a lot of experience and knowledge in the 20 years I have worked as a mortgage adviser. I enjoy helping people with their financing needs. I am trustworthy, I pride myself on being accessible, and I work hard to get my clients competitive rates.

The most important aspect of my business is creating lasting relationships, and I could not do this without a strong work ethic and dedication to serving my clients, friends and family. I value the relationships I have formed over the years and would be privileged to serve you in all your financing needs.

Let’s have a conversation today! Give me a call or send me an email to get started.